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Community Management Companies and Homeowners Associations choose FCB for several reasons… |
Lockbox Services
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Our lockbox services in conjunction with Accounting Integrators software application can assist in the accuracy of reporting and retrieving data for Homeowners. Each Management Company is provided with their own lock box address for all their association payments. Payments are processed and deposited into the association accounts the same day they are received at the lockbox so that you can see your payments in record time. |
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Remote Deposit Services
Now you can make deposits without taking a trip to the bank. No traffic, no more standing in line and your cutoff time is extended until 4PM Eastern Standard Time. FCB uses state of the art scanners and technology to provide the most integration with your software.
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First Call - Dedicated Customer Service Group
Our Customer Service Group, First Call, can assist you in all your banking needs. We have banking professionals that can work to solve your issues on your first call. We assist customers all over the nation and understand the importance of talking to a real live person every time you call.
Email First Call at: contactus@myfcbusa.com
Or Call : 1-800-332-8231 |
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Competitive Pricing
How does FREE sound? We created accounts that are free of charge so that your money can be better spent elsewhere.
- FREE Community Association Checking Account.
- Community Association Money Market Account with No Monthly Minimum Balance Requirement and No Monthly Maintenance Fees.
- No lockbox fees.
- No remote deposit fees.
- We will pay for your first order of checks - which will include 250 checks, 100 deposit tickets and endorsement stamp.
- Homeowners can pay online using electronic check (echeck) or a credit card.
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Community Association Deposit Accounts
Community Association Checking
- Unlimited check writing
- No minimum deposit amount to open
- No monthly maintenance fee
- No minimum balance requirements
Community Association Money Market
- No minimum deposit amount to open
- No monthly maintenance fee
- No minimum daily balance requirement
- Only six (6) withdrawals per statement cycle, three (3) allowed by check per Reg. D money market restrictions. Excessive transaction fees may apply.
- No minimum balance requirement to earn interest.
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Community Association Loan Programs
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We understand the inter-workings of the Associations; it allows us to offer financing for several different purposes including:
- Restoration to Common Areas
- Financing of Equipment
- Complete Building Renovations
- Expansion of Existing Building Structures
- Additional Building or Facilities
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Accounting Integrators Partnership
Our partnership with Accounting Integrators provides you with time saving technology allowing your software to integrate with FCB! That means:
- Homeowners can access their association website or management company’s website, login to their account, check their account balance online, and make payments directly from their account.
- Payments are processed real time. You can see your processed transaction either on your website or on the FCB website.
- Homeowners deposited check images are available to you in addition to images of your payable checks.
- FREE websites for your Management Company and your Associations.
- If you are a CINC Systems customer, bank statements are available on your database without having to log into the Bank website.
- Also as a CINC Systems customer you will have security options which can allow several users, such as Board Members to view information that pertains only to them.
First Covenant Bank is a full service bank offering a full suite of products and services to handle all of your financial needs including: retail banking, commercial banking, online banking services, mortgages, corporate lending, retirement planning, and investment services. FDIC information can be found in the Help section of this website or at www.fdic.gov. For more information please email contactus@myfcbusa.com or call 1-800-332-8231.
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